Multimed
Providing Private and Group Medical Cover
Individual medical plan
Private Membership Plan
About Medicare
Multimed medical insurance provides cover from day 1, although there are waiting periods for certain conditions. The cover of US$1 million covers both local and regional areas and includes evacuation cover to a suitable place of treatment.
What You Get
Cover is scalable, with various degrees of out-of-hospital cover with 4 options. A nice feature is that children under 17 aged 2, 3, and 4 are free. Cover includes limited emergency cover for out-of-area occurrences. US$500 000 is available for certain leisure and travel activities. Cover also includes the cost of flights and accommodation for a companion accompanying a sick member being evacuated out of the country.
Hospital cover inside and outside of hospitals is extensive. But when planning for a family, please look carefully at the various options and benefits available. Terms and conditions must be studied carefully.
Professional Advice
Although I have included a summary of all the benefits, it is important to take advantage of the free and professional advice I offer before making a choice of cover. I have gained extensive knowledge while being involved for 20 years in the medical cover industry.
Most plans have a last age entry, and some have test requirements for over 50’s to be done on the application, and Alliance Health Select has an age loading fee for people aged between 55 and 60.
Considerations
Your careful consideration must take into account your budget, area of cover, and limited hospital cover that will occur because of budget constraints. Or, if more important, regional cover, evacuation, and almost unlimited hospital cover. Some medical cover will take into consideration pre-existing conditions with an extra loading fee (meaning it will be covered), while others will not.
Generous discounts and considerations for pre-existing conditions are available to groups on the various schemes.
When completing application forms and the requested requirements, it is important to complete the application in full.
Monthly Membership Fees
US$ Monthly Fee per Member
| AGES | BRONZE | SILVER | GOLD | PLATINUM |
|---|---|---|---|---|
| 0 – 17 | 72 | 93 | 121 | 177 |
| 18 – 20 | 82 | 106 | 142 | 193 |
| 21 – 24 | 101 | 126 | 170 | 229 |
| 25 – 29 | 123 | 161 | 206 | 278 |
| 30 – 34 | 125 | 168 | 214 | 295 |
| 35 – 39 | 127 | 177 | 223 | 308 |
| 40 – 44 | 140 | 187 | 246 | 332 |
| 45 – 49 | 150 | 207 | 273 | 370 |
| 50 – 54 | 183 | 242 | 329 | 435 |
| 55 – 59 | 221 | 289 | 391 | 519 |
| 60 – 64 | 265 | 351 | 480 | 623 |
| 65 – 69 | 315 | 420 | 579 | 747 |
| 70 – 74 | 377 | 495 | 689 | 896 |
| *75 – 79 | 437 | 584 | 812 | 1027 |
| *80+ | 497 | 685 | 1014 | 1214 |
| * Renewals Only |
“Child” refers to dependents aged under 18
The 2nd, 3rd and 4th child aged 17 and under are FREE
Subsequent children are charged in full
Group Discounts For Multimed Private Medical Plan
3 – 15 principal members of company groups = 10% discount
20+ principal members = on application
Annual Payments
5% discount for annual payments in advance
Medical History Disregarded (MHD):
Medical History Disregarded (MHD) is available for groups of 20 or more principal members with a loading applied to the whole group.
MHD is subject to a full declaration of medical histories and to underwriting acceptance thereof.
We reserve the right to refuse MHD benefits, apply permanent exclusions or place waiting periods on benefit use for specified treatment, and/or certain medical conditions and related conditions
group medical plan
Platinum Plus Plan
Invest in the Multimed
Platinum Plus Plan
Group Membership Options
| Ages | $ / Month |
|---|---|
| 0 – 20 | 123 |
| 21 – 49 | 271 |
| 50 – 64 | 491 |
| 65 – 74 | 788 |
| *75 – 79 | 988 |
| *80+ | 1 234 |
* Only For Renewals
Professional Sports, High Risk Activities and Hazardous Occupations Are Not Covered
Platinum Plus Plan
From $123 *per month
Get covered today
Call: 0775 444 250
Contact Rob to get more information and get covered by Multimed.
